Chapter 7 Bankruptcy

San Diego Area Attorneys for Your Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is the most complete, straightforward form of debt relief available to consumers, and it is the best option for many people we represent. At Samuel S. Godkin & Associates, we apply many years of California bankruptcy experience in helping men and women make sound decisions and take the right legal action for their futures.

We have multiple easy-access locations in San Diego County, and a lawyer is always prepared to consult with you about your financial situation by telephone or in-person. You can count on respectful treatment from a proven bankruptcy attorney determined to help. We communicate fluently in Spanish as well as English.

A Reliable Way to Stop Collection Calls, Protect Assets and Regain Your Balance

The reasons millions of people file Chapter 7 Bankruptcy each year include the impact of divorce, job loss, unexpected medical expenses, and a vast range of other setbacks. Others have simply accumulated too much credit card debt or too many other obligations over time, and need to take relatively simple steps to get a fresh start with:

• Freedom from creditor harassment and the threat of judgments and garnishments
• Freedom from a debt load that can make financial progress impossible
• Protection of critical assets such as home equity and retirement accounts

Many people who could benefit greatly from Chapter 7 Bankruptcy may have heard that the process became much more difficult in late 2005. While it is true that new "hoops" to jump through were introduced — and a small percentage of filers must consider Chapter 13 due to income guidelines — most people who need debt relief can still file Chapter 7.

It is also a myth that your credit will be irreparably destroyed if you file bankruptcy. In fact, many filers see an improvement soon after filing, and rebuilding credit over time is a highly achievable goal and we will show you how to do it.

We Can Help You Qualify and Guide You Through Every Step

Our attorneys have a firm grasp of current law and a wealth of experience helping people meet the criteria to get badly needed debt relief. For the legal help you need, call 866-919-6373 or e-mail us now and request a consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.